Consumer Accounts:

Deposit Accounts:

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Checking Accounts

• A simple checking account with no minimum balance
• Debit cards, online & mobile banking, and e-statements available

Now Accounts

• An interest-bearing account
• $1,000 minimum opening deposit
• $7.50 monthly service charge if average daily balance is below $1,000
• Debit cards, online & mobile banking, and e-statements available

Money Market Accounts

• An interest-bearing account
• $2,500 minimum opening deposit
• Accounts that do not maintain a $2,500 daily average balance earn interest at a reduced rate
• Debit cards, online & mobile banking, and e-statements available

Savings Accounts

• No minimum balance
• Earns interest compounding quarterly
• Access to online & mobile banking and e-statements available

Certificates of Deposit

• $1,000 minimum opening deposit
• Available in terms of 91 or 182 days and 12,24, and 36 months
• Interest compounds monthly or can be paid via monthly check
• Penalties apply for early withdrawal

Loans

• Auto Loans
• Unsecured Personal Loans

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Business Accounts:

Deposit Accounts:

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Checking Accounts

• A simple checking account with no minimum balance
• Debit cards, online & mobile banking, and e-statements available

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Money Market Accounts

• An interest-bearing account
• $2,500 minimum opening deposit
• Accounts that do not maintain a $2,500 daily average balance earn interest at a reduced rate
• Debit cards, online & mobile banking, and e-statements available

Savings Accounts

• No minimum balance
• Earns interest compounding quarterly
• Access to online & mobile banking and e-statements available

Certificates of Deposit

• $1,000 minimum opening deposit
• Available in terms of 91 or 182 days and 12,24, and 36 months
• Interest compounds monthly or can be paid via monthly check
• Penalties apply for early withdrawal

Loans

Commercial Loans

• Business Operating Lines
• Equipment Loans
• Commercial Real Estate
• Rental Properties

Agriculture Loans

• Ag Operating Lines of Credit for crops and livestock
• Equipment Loans
• Agricultural Real Estate